INTRODUCTION

Welcome to Luminous, including our subsidiaries and affiliates (“Website,” “Luminous,” “we,” “us,” or “our”). We provide the information on this website (“website”) to visitors (“you” or “your”) subject to the terms and conditions outlined here, as well as our privacy policy and any other relevant terms, conditions, policies, and notices applicable to specific sections or modules of this website.


INFORMATION ON THE WEBSITE

While we strive to keep the information on this website up to date, neither Luminous nor any third-party data or content provider makes representations or warranties, express or implied, regarding the accuracy, completeness, or reliability of the information, opinions, data, or content provided on the website. Luminous reserves the right to change or discontinue any aspect or feature of this website at any time without notice. The information is offered for informational purposes only and is not intended as advice. You use the information on this website at your own risk. If you find any errors or omissions, please let us know.


TRADEMARKS

The trademarks, names, logos, and service marks (“trademarks”) displayed on this website are the registered and unregistered trademarks of Luminous. Nothing on this website should be construed as granting any license or right to use any trademark without our prior written permission.


EXTERNAL LINKS

External links are provided for your convenience, but Luminous does not control their content. Use or reliance on any external links and their content is at your own risk. When visiting external links, you should refer to their terms and conditions of use. No hypertext links to this website are allowed without our express prior written permission. Please contact us if you wish to link to this website or request a link to your website.

PUBLIC FORUMS AND USER SUBMISSIONS

Luminous is not responsible for any material submitted to public areas (including bulletin boards, chat rooms, or any other public area found on the website). Such material is not endorsed, reviewed, or approved by us. We reserve the right to remove any material submitted or posted by you in public areas without notice if we determine, at our sole discretion, that it may:

• Defame, abuse, harass, stalk, threaten, or otherwise violate the rights of others

• Publish, post, distribute, or disseminate defamatory, obscene, indecent, or unlawful material or information
• Post or upload files that contain viruses, corrupted files, or any other similar software or programs that may damage the operation of our or a third party’s computer systems or networks
• Violate any copyright, trademark, or other applicable US or international laws or intellectual property rights
• Contain marketing or promotional material intended to solicit business
  
  
  SPECIFIC USE
  
  You agree not to use the website to send or post any unlawful, harassing, defamatory, abusive, indecent, threatening, harmful, vulgar, obscene, sexually oriented, racially offensive, profane, or pornographic material, or any material that violates applicable law. You indemnify Luminous against any loss, liability, damage, or expense arising from or attributable to your use of the website to send or post such material.

WARRANTIES

Luminous makes no warranties, representations, statements, or guarantees (express, implied, or residual) regarding the website, the information on it, your or your company’s personal information, or material and information transmitted over our system.

DISCLAIMER OF LIABILITY

Luminous disclaims all liability for any loss, liability, damage (direct, indirect, or consequential), personal injury, or expense of any nature whatsoever which may be suffered by you or any third party (including your company) as a result of or attributable to your access and use of the website, any information on the website, or material and information transmitted over our system. We are not liable for any delays, inaccuracies, errors, or omissions in any share price information or for any actions taken in reliance thereon.


USE OF THE WEBSITE

Luminous does not warrant that the information on the website is appropriate for use in any jurisdiction other than the United States. By accessing the website, you represent that you are legally entitled to do so and to use the information available on the website.

GENERAL


ENTIRE AGREEMENT

These website terms and conditions constitute the entire agreement between you and Luminous regarding your use of the website. Neither you nor Luminous shall be bound by any express, tacit, or implied representation, warranty, promise, or the like not recorded here. These terms and conditions supersede all prior commitments, undertakings, or representations, whether written or oral.


ALTERATION

Luminous may modify any relevant terms and conditions, policies, or notices at any time. By visiting the website, you agree to be bound by the current version of these terms and conditions and should review them regularly.

CONFLICT

If any conflict arises between these terms and conditions and any other relevant terms, conditions, policies, or notices, the specific terms applicable to the relevant section or module of the website shall prevail.


WAIVER

No indulgence or extension of time granted by either you or Luminous will constitute a waiver of any rights. Any waiver must be in writing and signed.


ASSIGNMENT

Luminous may cede, assign, and delegate its rights and obligations under these terms and conditions to any third party.



SEVERABILITY

All provisions of these terms and conditions are severable. If any provision is unenforceable, it will be treated as void, and the remaining provisions will remain in effect.


APPLICABLE LAWS

These terms and conditions are governed by the laws of the United States. You consent to the exclusive jurisdiction of the courts of the United States in any disputes arising from or related to the website.

COMMENTS OR QUESTIONS

If you have any questions, comments, or concerns about the website, the privacy policy, or any other terms and conditions, please contact us at [email protected].